Free Tool · No Sign-Up

Cap Rate Calculator

Check if a rental property actually cash-flows. Enter the numbers, get cap rate, NOI, monthly cash flow, and gross yield instantly.

What is a good cap rate?

Cap rate = net operating income ÷ purchase price. It's the return the property earns before financing. There's no universal "good" number — it depends on the market — but many investors look for 4–6% in expensive, stable cities and 7–10%+ in higher-risk or cheaper markets. Cash flow (after mortgage) tells you what actually lands in your pocket each month. Use this as a first-pass filter, then dig into the real expenses.

Own rentals?

Let an AI agent answer tenants & book visits for you — from $99

MyAI.bi builds a website with a built-in AI agent that handles tenant questions, leads, and viewings 24/7.